Terms and Conditions

Effective Date: Jan 1, 2025 | Last Updated: Jun 1, 2025

Welcome to autoquotesavings.com

autoquotesavings.com is owned and operated by Cobras Solutions, LLC. These Terms and Conditions govern your use of our site and its properties. By accessing or using our services, you agree to comply with and be bound by the following terms. Please read them carefully.

Services

autoquotesavings.com offers comparison shopping services for auto insurance plans in your area and provides the option to connect with a licensed insurance agent from one of our partners. Using our services does not require you to enroll in a new auto insurance plan, make changes to your existing plan, or make any purchases.

Use of Services

You agree to use our services only for lawful purposes and in accordance with these terms. You are responsible for ensuring that your use of our services does not violate any applicable laws or regulations. You agree not to engage in any of the following prohibited activities:

Illegal Activities: Using the website for any illegal activities or to promote illegal activities
Harassment: Engaging in any form of harassment, abuse, or threatening behavior
Spamming: Sending unsolicited messages, advertisements, or spam
Hacking: Attempting to gain unauthorized access to our website, servers, or networks
Malware: Uploading or distributing viruses, malware, or any other harmful software
Copyright Infringement: Using the website to infringe on the intellectual property rights of others
Misrepresentation: Impersonating any person or entity or falsely stating your affiliation with a person or entity

Users may submit content to our website, including comments, reviews, and other materials. By submitting content, you agree to the following:

Ownership: You retain ownership of your content but grant us a license to use, display, and distribute it.
Appropriate Content: Your content must not be offensive, defamatory, or violate any laws.
Accuracy: Your content must be accurate and not misleading.

Intellectual Property

All content, trademarks, and data on this website and delivered through our services, including text, graphics, logos, and software, are the property of autoquotesavings.com or its licensors and are protected by intellectual property laws. Unauthorized use, reproduction, or distribution of such content is prohibited.

Privacy

We are committed to protecting your privacy. Our Privacy Policy explains how we collect, use, and safeguard your information when you use our services. By using our services, you consent to our collection and use of your information as described in the Privacy Policy.

Limitation of Liability

Auto Quote Savings will not be liable for any damages arising from the use or inability to use our services, including but not limited to direct, indirect, incidental, punitive, and consequential damages. Our total liability to you for any claims arising from or related to our services is limited to the amount you paid for the services in question.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users of our services, us, or third parties, or for any other reason.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the state in which autoquotesavings.com is located, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in that state to resolve any dispute arising from or related to these terms or your use of our services.

Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of our services following any changes constitutes your acceptance of the new terms. We encourage you to review these Terms and Conditions periodically to stay informed about our updates.

Disclaimers

Any dispute, controversy, or claim arising out of or relating to these Terms of Use, including the breach, termination, or validity thereof, shall be resolved by arbitration in accordance with the rules of the American Arbitration Association (AAA). The arbitration shall be conducted as follows:

Initiation of Arbitration: Either party may initiate arbitration by providing written notice to the other party, specifying the nature of the dispute and the relief sought.
Selection of Arbitrator: The arbitration shall be conducted by a single arbitrator selected in accordance with the AAA rules.
Location and Language: The arbitration shall take place in the state in which autoquotesavings.com is located, and the proceedings shall be conducted in English.
Governing Law: The arbitrator shall apply the laws of the state in which autoquotesavings.com is located without regard to its conflict of laws principles.
Confidentiality: The arbitration proceedings and any information disclosed during the arbitration shall be kept confidential by the parties and the arbitrator.
Final and Binding: The arbitrator's decision shall be final and binding on the parties, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.
Costs and Fees: Each party shall bear its own costs and expenses of the arbitration, including attorney's fees, and an equal share of the arbitrator's fees and administrative costs of arbitration.

By using this website, you agree to be bound by this arbitration clause and waive any right to a trial by jury or to participate in a class action.

Speaking with a licensed insurance agent does not affect your current enrollment, nor will it automatically enroll you in an auto insurance plan, or any other insurance plan. autoquotesavings.com is independent of any government program and is neither associated nor endorsed by any government agency.

In this E-Sign Consent, the following definitions apply: (1) "you" and "your" refer to you, the User; (2) "we", "us", and "our" refer to the Site operator and its affiliates (including, without limitation, Cobras Solutions, LLC.), agents, successors and assigns. By clicking the "I Agree" button, checking a box, or by using your electronic signature, you consent and agree that:

We can provide you disclosures required by law, and other information about your legal rights and duties, electronically.
Your electronic signature on agreements and documents has the same effect as if you signed them in ink.
We can send you communications and disclosures, including, but not limited to, this E-Sign Consent, the telephone and e-mail contact consent, and the Privacy Policy and Terms of Service, electronically. "Disclosures" includes (1) disclosures made by us electronically; (2) via e-mail; (3) by access to a web site that we designate in an e-mail notice we send to you at the time the information is available; or (3) to the extent permissible by law, by access to a web site that we generally designate in advance for such purpose.
If you would like a paper copy, you can print a copy of the Disclosures or download the information for your records.
This consent applies to: (1) your use of products and services offered by us; (2) all future Disclosures associated with us; and (3) all future transactions with us, at any time, and to other Disclosures that we provide to you by email, unless you have received prior notice to the contrary or have withdrawn your consent by the procedure mentioned below.

You understand that, to access and retain the electronic Disclosures, you will need the following:

A computer with an Internet connection.
A current web browser that includes 128 bit encryption. Minimum recommended browser standards are Microsoft Internet Explorer version 8.0 and above (see www.microsoft.com/ie for current version), Mozilla Firefox current version (see www.mozilla.com for current version), Apple Safari current version (see www.apple.com/safari for current version), or Opera current version (see www.opera.com for current version). The browser must support JavaScript.
A valid email address.
Sufficient storage space to save past Disclosures and/or an installed printer to print them.

Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at: Email: info@autoquotesavings.com